Health care reform solutions need not come from Washington, DC. In fact, the best reforms are often those developed closest to the people. Iowans do not need to wait for national politicians to act. Instead, they can join with Iowa Republicans in pursuit of a set of common sense Iowa Health Care Initiatives and solve Iowa problems with Iowa solutions.
Here is what Republicans will do if Iowa voters give us the opportunity.
Paitent’s Right to Know Act
Iowa Republicans propose legislation to establish a statewide information hub that brings together both cost and outcome quality data in a searchable format for online consumers. Cost and quality transparency will empower consumers to make better health care decisions in a way that maximizes quality while minimizing cost.
Low Cost Catastrophic Plans for Those Under 30
There are 106,000 Iowans in this age group who do not have health insurance and account for roughly half of all the uninsured in the entire state. Iowa Republicans propose legislation that will encourage the development of low cost catastrophic insurance products that will provide base care for younger Iowans and limit the amount of uncompensated care that results when uninsured young Iowans need medical treatment.
Medical Malpractice Reform
No serious attempt at reducing rising health care and insurance costs can move forward without an honest attempt to address the issue of medical malpractice and tort reform. Iowa Republicans have continually championed the need to pass legislation that raises the burden of proof on medical malpractice claims and places reasonable limits on payment for damages.
Expand Health Insurance Tax Deductibility to Individuals and Small Business
With a significant portion of our population now working for small businesses or forth themselves, Iowa Republicans believe all businesses and individuals, be they subchapter S corporations, limited liability companies, partnerships or sole proprietors should have the opportunity to deduct health care costs.
Prevention Credits: Putting a Premium on Wellness
Iowa Republicans propose legislation to require insurers to offer “prevention credits” to individuals and businesses that can be used to reduce health insurance rates for those individuals and businesses that demonstrate, through measurable periodic screening practices, a commitment to wellness and prevention.
No Pre-Existing Exclusions when Changing Plans with the same Insurance Provider
Iowa Republicans propose legislation that prohibits the denial of coverage or the imposition of coverage riders due to pre-existing conditions when an insured Iowan moves from one plan to another plan offered by the same insurance company.